MOTOR INSURANCE
Comprehensive Cover Listing (Insurance Product Information Document)
For full details and levels of cover please refer to the online policy handbook.
Policy Excess: (the excess is the amount payable by you on any claim)
€100, this is the only amount you pay in the event of a claim
No Claims Bonus Protection
- Unlimited protection for first claim, No Claim Discount not affected, Protection deleted after first claim. If you remain claim free for 3 policy years after the claim your No Claim Discount Protection is reinstated.
Windscreen Cover
- Up to €400
- Dedicated Claims Line 1850 200552
- No Excess
- Does not affect No Claims Discount or No Claims Discount Protection
Funeral Expenses
Up to €3,500 in the event of a fatality resulting from a motor accident
Third Party Property Damage
Up to €30,000,000
Driving of other cars
The policy holder has Third Party Only cover to drive another car (with permission of the owner!) not belonging to him/her or hired to him/her under a hire purchase agreement.
European Union Use
Minimum indemnity required to comply with the laws relating to compulsory insurance of motor vehicles in any country that is a member of the EU.
Rugs, Coats and Luggage
Cover up to €200 for loss or damage whilst in the insured vehicle
Replacement Vehicle
If the Insured Vehicle is out of use as a result of a claim for loss or damage insured under this policy the Company will indemnify the Insured in respect of any hiring charges incurred in obtaining a temporary replacement car from our recognised list of current Approved Repairers up to a total value of €190.